Smart Money is a finance and budget tracker app designed to bring clarity and control to your personal finances. Inspired by the success of apps like Copilot and Monarch in the U.S. and Canada, Smart Money fills a gap in the European market for intuitive, feature-rich finance tools.

This app was built with one goal in mind: to simplify how you manage money while empowering better financial decisions. Whether you’re tracking expenses, analyzing spending habits, or setting savings goals, Smart Money has you covered.

Features

Intuitive 📏 Expense Tracking

Never lose sight of your spending. Smart Money helps you track every euro in real time, making it easy to stay within budget and take control of your finances.

  • Full Transparency: See all your transactions at a glance.
  • Automatic Categorization: Know exactly where your money is going.
  • Spending Alerts: Set limits and stick to your budget effortlessly.

Deeper Insights ☎️ Smarter Decisions

Get a clear view of your financial habits. Smart Money analyzes your spending by category and merchant to uncover patterns and reveal opportunities to save.

  • Merchant Insights: Understand where your money goes.
  • Category Trends: Spot areas where you can cut back.
  • Historical Tracking: Monitor your spending over time.

No More 😁 Unwanted Subscriptions

Stay in control of recurring payments. Smart Money identifies all your subscriptions in one place and lets you cancel unused ones directly through the app.

  • Subscription Overview: Keep track of all your recurring payments.
  • Renewal Alerts: Get notified before auto-renewals hit.
  • Cost Management: Reduce spending on unused services.

Set 🚀 Goals, Achieve Dreams

Whether you’re saving for a dream vacation or building an emergency fund, Smart Money helps you stay on track with personalized budgets and savings plans.

  • Custom Budgets: Create spending plans that match your lifestyle.
  • Savings Goals: Define targets and track your progress.
  • Celebrate Success: Stay motivated by celebrating your financial milestones.

Development Process

Smart Money was developed to bring the best of financial management apps to Europe. While North America has seen a rise in innovative tools like Copilot and Monarch, the European market lacked a true contender until now.

The app is continuously updated to stay ahead of user needs, with the ultimate goal of ranking among Europe’s top 5 finance apps. Smart Money is here to help you take charge of your finances, one euro at a time.

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